In the ever-evolving world of P2P lending, investors are always on the lookout for updates that could impact their portfolios. Recently, Lendermarket made headlines by addressing a long-standing issue: the settlement of all pending payments. This resolution puts an end to a chapter that has caused uncertainty for many investors over the years.
Along with Lendermarket’s resolution, other platforms like Monefit are ramping up their marketing efforts, while Estateguru is adjusting its fee structure.
This article delves into these significant changes within the P2P lending ecosystem.
Index du contenu:
Lendermarket’s milestone achievement
After an extended period of uncertainty, Lendermarket has confirmed that all outstanding payments from its previous platform version are now settled. This development comes as a relief, particularly for investors who have been waiting for this closure. Contrary to early speculations, none of the investors have faced financial losses due to these delays.
As of December 31, 2025, the original Lendermarket platform will cease operations. Investors are advised to download their transaction history and account statements before this date, as any future inquiries will incur a fee.
Investors reflect on their experiences
Personally, my investment journey with Lendermarket spanned from 2022 to 2025, and despite the challenges, I achieved a commendable return of 22.87%. While the pending payments were certainly frustrating, the overall outcome was satisfactory, showcasing the need for patience in the investment game. However, my future involvement with Lendermarket remains uncertain since I already have a stake in Monefit’s SmartSaver product.
This successful resolution is a boon for the community, allowing those who were previously anxious to consider new investment opportunities. With Lendermarket now recognized as a regulated investment platform, it will require users to complete a questionnaire, a familiar process for seasoned investors.
Monefit’s aggressive marketing strategy
Meanwhile, Monefit has been making waves with its extensive advertising campaign across Germany. Anyone who frequently visits public spaces like train stations may have noticed their massive billboards. This initiative has led to a noticeable surge in my own viewership metrics.
It’s intriguing to see how visibility translates into curiosity, prompting potential investors to seek out more information on platforms like mine. Previous attempts by other competitors, such as Bondora’s TV ads, didn’t garner much success, so it will be interesting to observe the impact of Monefit’s strategy.
Exploring Monefit’s offerings
Currently, I utilize Monefit for two primary purposes: as a reserve for potential broker crashes and as a source of stable earnings through the Vaults feature, offering approximately 10% returns over a 12-month period. Starting in November, I will be able to withdraw my first interest payments. Despite initial skepticism, Monefit has proven reliable and continues to deliver consistent results.
As Monefit approaches its third anniversary, new investors or those looking to increase their investments may soon find favorable conditions to join. For those curious about Monefit, I encourage you to read my detailed experiences to understand the platform’s benefits and risks.
Changes in the property investment sector
In another noteworthy development, the MJL Group, which oversees the P2P platform Devon, has committed to settling an old Crowdestate project from 2021. After lengthy negotiations, they reached an agreement to fully reimburse investors, including interest and legal fees, totaling around 1.3 million euros.
This action not only highlights MJL’s commitment to fulfilling its obligations but also serves as a testament to the reliability of its group guarantee. Investors in Devon can feel reassured, knowing that their investments are backed by solid corporate responsibility.
Estateguru’s fee adjustments
On the flip side, Estateguru has announced an increase in its management fees, set to take effect on November 1, 2025. The monthly asset management fee will rise from 0.05% to 0.083%, translating to an annual cost of approximately 1% instead of 0.6%. For large portfolios, this change could lead to significant increases in overall expenses.
Conversely, the secondary market will see a reduction in trading fees from 3% to 1%, potentially enhancing liquidity for investors looking to exit their positions. This change reflects Estateguru’s strategy to maintain revenue from existing investors while adapting to market conditions.
Market trends and future outlook
Lastly, the Income Marketplace is seeing a cooling trend, as the ITF Group reduces interest rates in two increments, lowering the annual percentage to 11%. This decision aims to promote sustainable growth and risk management, albeit at the cost of reduced yields for investors.
There has been some positive movement from ClickCash, which recently made a payment of 5,000 euros, indicating progress in recovering funds. However, significant challenges remain for the Income Marketplace, as the current market offers more attractive opportunities, causing investor interest to wane.
