This week, the P2P lending landscape is buzzing with noteworthy updates. A significant milestone has been reached as Lendermarket has finally addressed all outstanding payments from its previous platform version, effectively closing a chapter that has concerned many investors for years.
Meanwhile, Monefit is making waves with a robust advertising campaign across Germany, while other platforms like Devon and the MJL Group are also making headlines with positive news regarding their group guarantees.
However, it’s not all good news. Estateguru has announced an increase in management fees for its investors, while Income Marketplace is experiencing a slowdown; the ITF Group has reduced interest rates, although ClickCash has provided a glimmer of hope with recent activity.
Lendermarket’s resolution of pending payments
After years of uncertainty, Lendermarket has confirmed the complete settlement of all pending payments on its original platform, marking a critical moment for investors who have been waiting for resolution. This decision not only alleviates concerns but also allows users to conclude a long-standing chapter that many believed would end unfavorably. Contrary to initial fears, no investors have suffered losses during this period.
With the resolution of these payments, Lendermarket 1.0 is set to be deactivated permanently on December 31, 2025. Investors are advised to download their transaction histories and account statements before this deadline, as future inquiries will incur fees and be handled manually.
Reflecting on my personal experience, I invested in Lendermarket from 2022 to 2025. Despite the challenges faced, I achieved a commendable return of 22.87%, making it one of my most profitable platforms. Although the pending payments were frustrating, the eventual outcome justified the wait. However, I question whether I would return, as I currently hold an investment in Monefit SmartSaver, which already contains a Creditstar product.
Community reactions and future prospects
For those in the investment community, Lendermarket’s resolution is a positive development, enabling them to finally move forward and consider new investment opportunities. As a regulated investment platform, Lendermarket is now required to collect additional information from its users, which may be an inconvenience but also signifies its commitment to compliance.
If you wish to learn more about Lendermarket, my detailed review on the platform includes essential insights, along with a welcoming bonus of 1.0% on your investments during the first 60 days.
Monefit’s advertising initiative
In the meantime, Monefit is making strides with its aggressive marketing campaign throughout Germany, noticeable in high-traffic areas such as train stations. Their efforts have resulted in increased visibility, leading potential investors to search for more information about the platform.
Unlike Bondora, which previously attempted television advertising in Germany without much success, Monefit is actively engaging its audience through captivating advertisements. I have noticed a direct correlation with the uptick in my own viewership statistics.
Currently, I have two positions with Monefit: one serves as a reserve for market fluctuations, while the other involves a 12-month fixed investment plan yielding approximately 10% returns. Interestingly, Monefit SmartSaver has consistently delivered impressive results, reinforcing the platform’s reliability as it nears its third anniversary.
Upcoming incentives and offers
Those interested in investing or increasing their stakes with Monefit may soon encounter attractive conditions. To learn more about Monefit, refer to my comprehensive experience review, which outlines potential risks and rewards. Currently, Monefit offers a cashback incentive of 0.50% for investments made in the first 90 days, alongside a €5 signup bonus.
Mixed news from other platforms
In real estate lending, the MJL Group, parent of the P2P platform Devon, has made headlines by committing to settle an old Crowdestate project from 2021. After protracted negotiations, an agreement has been reached to reimburse investors a total of approximately €1.3 million, including interest and legal fees.
This commitment from MJL demonstrates the group’s dedication to accountability, enhancing the trustworthiness of its offerings. For Devon investors, this serves as a testament to the value of the group guarantee, proving its effectiveness in safeguarding investors’ interests.
On a less positive note, Estateguru has revealed plans to increase its asset management fees, which will affect active investors starting November 1, 2025. While the management fee will rise, the trading fees for secondary market transactions will decrease, offering some relief to those looking to exit their investments more easily.
Market dynamics and investor sentiment
Meanwhile, Income Marketplace is experiencing a slowdown as the ITF Group announces interest rate cuts to enhance growth sustainability, resulting in reduced returns for investors. This has led to a notable decline in interest among potential investors.
Conversely, ClickCash has shown signs of activity, with a recent payment being made. Although progress is being made, the overall outlook for Income Marketplace remains challenging, as many investors seek alternatives that present more favorable risk-return profiles.
In conclusion, this week’s updates highlight significant shifts in the P2P lending market, with Lendermarket’s resolution of pending payments being a particularly noteworthy event for investors. Feel free to share your thoughts in the comments, and if you find this information valuable, consider sharing it with others.