The peer-to-peer lending landscape is ever-changing, with platforms constantly navigating new challenges and opportunities. This week, several notable updates emerged from various lending platforms, highlighting their ongoing developments and strategies in a competitive market.
From operational shifts to impressive growth metrics, here’s a concise overview of the latest news in the P2P sector that every investor should know.
Esketit’s transition to Croatia
Recently, Esketit initiated its migration to Croatia, a move that has sparked both interest and concern among its user base. Investors are required to undergo a one-time identity verification process to access their accounts in the new location. For many, this transition has been seamless; however, some users have faced unexpected complications, including account suspensions post-verification.
Reports indicate that the support team at Esketit is currently overwhelmed, leading to delays in addressing these issues. While it’s understandable that initial transitions can present challenges, it’s crucial for investors to remain patient as the platform resolves these matters. A significant change resulting from this move is that investments now have a maximum duration, making it impossible to sell loans prematurely, which alters the investment landscape.
Navigating the new system
After the new verification process, users can access their portfolios in both Ireland and Croatia. However, all repayments will now be processed exclusively in Croatia, with funds being directed to newly established pending payments. Investors are encouraged to withdraw any remaining balances from their Irish accounts.
The platform’s Auto Invest settings are also being transitioned, and new investments can only be made via the Croatian interface. A prompt to close existing portfolios in Ireland has been issued, though the implications of this directive remain unclear. As the situation evolves, it’s wise for investors to stay informed and ready for updates.
Bondora’s impressive growth
In contrast to Esketit’s growing pains, Bondora has reported remarkable stability and growth. The platform recently announced an impressive active loan portfolio valued at €500 million, making it one of the largest players in the P2P lending industry, second only to Mintos.
During September, investors using the Go & Grow feature contributed approximately €35.2 million while earning around €3.32 million in returns. This consistent growth indicates that Bondora continues to thrive, building on the positive momentum established over the summer months.
Loan issuance trends
September also saw a significant uptick in loan origination, with €31.7 million issued, closely trailing July’s record figures. Finland led the charge with €19.1 million, while the Netherlands and Estonia followed with €6.2 million and €5.2 million, respectively. This growth reflects the platform’s strong market presence and effective operational strategies.
Celebrations at Crowdpear
Crowdpear is also experiencing positive developments, nearing a milestone of €35 million in funded loans. True to its commitment to rewarding investors, the platform is offering a €10 cashback for investments starting at €100, effectively providing a 10% return on the initial investment.
Despite being less discussed in the community, Crowdpear is a robust and well-managed platform with minimal issues reported. My personal investment experience has yielded returns exceeding 10%, thanks to a diverse portfolio of projects.
Community feedback and insights
As the community continues to grow, it’s essential for investors to share insights and experiences. The transparency and support within the Crowdpear platform contribute to its credibility and attractiveness for potential investors.
Ventus Energy’s renewable initiatives
In a noteworthy development, Ventus Energy has successfully launched a portion of its wind energy project in Lithuania, marking a strategic expansion in the Baltic energy sector. The initial acquisition involved a smaller wind farm producing 2.45 MW, aimed at gaining practical insights into local market dynamics and regulatory frameworks.
Looking ahead, Ventus Energy is advancing plans for a larger 17 MW wind project, with two turbines already operational. This expansion is expected to enhance revenue streams as the market for renewable energy continues to grow.
Future prospects
Ventus is also nearing the completion of acquiring a biomass power plant, which will further bolster its energy portfolio. As energy prices rise in winter, this strategic positioning is likely to yield additional income for the company.
Leadership changes at Debitum
Lastly, Debitum has undergone a leadership transition that, while not widely publicized, is significant. The former CEO, Eriks Rengitis, is stepping back from daily operations to focus on strategic growth, with Anatolijs Putna, the previous COO, stepping into the leadership role.
Under Rengitis, Debitum saw its outstanding loan volume surge from €8 million in 2023 to over €47 million by September 2025, indicating a successful trajectory. As the platform continues to modernize its technology, investors can expect enhanced features that offer deeper insights into their earnings.
Debitum is committed to improving user experience and transparency, aiming to bolster investor confidence and satisfaction. The introduction of a new overview page is just the beginning of these enhancements.