The world of P2P lending is continuously evolving, and it’s essential for investors to stay updated on recent changes and developments. In this week’s news, we highlight significant updates from various platforms, focusing on recent announcements and their implications for investors.
Among the notable updates, Lendermarket has finally resolved all outstanding payments following a prolonged period of uncertainty. This completion marks the end of a chapter that has been a source of concern for many investors.
As of December 31, 2025, Lendermarket 1.0 will be officially discontinued, prompting investors to download their transaction histories and statements before this deadline.
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Lendermarket’s payment completion
After years of waiting, Lendermarket has confirmed that all pending payments on its initial platform have been settled. This resolution is a relief for investors who had been anxiously awaiting these repayments. Contrary to early fears, none of the investors lost money due to these pending payments. As a result, they can now look forward to engaging in new investments on a platform that has become regulated.
Investor experience
Personally, my experience with Lendermarket between 2022 and 2025 was quite positive, yielding a return of 22.87%. Despite the previous issues, the overall results were favorable, showcasing the importance of patience in the investment process. However, whether I will return to the platform remains uncertain, as I already have exposure through Monefit SmartSaver, which is a product of Creditstar.
Monefit’s advertising efforts
Meanwhile, Monefit is making waves with a large-scale advertising campaign across Germany. Many of you may have noticed their eye-catching billboards in public spaces like train stations. This marketing initiative is expected to drive traffic to the platform, and I, too, have seen an uptick in my engagement metrics.
Investment strategies with Monefit
Currently, I have allocated a portion of my broker crash reserve in Monefit and have established a 12-month fixed-interest ladder through their vaults, aiming for around 10% returns. Much like Lendermarket, Monefit SmartSaver has proven its reliability and continues to perform well. As the platform approaches its third anniversary, potential investors may soon find attractive offerings.
Positive developments from MJL Group
In the real estate sector, the MJL Group, the parent company of the P2P platform Devon, has committed to fully settling an old project from Crowdestate dating back to 2021. After years of negotiations, an agreement has been reached that ensures all outstanding amounts, including interest and legal fees, will be repaid to investors.
Impact on trust in Devon
This move, which involves a total of approximately 1.3 million euros, reinforces the credibility of MJL Group and serves as a testament to their commitment. For investors in Devon, this is a significant trust signal, indicating that the group guarantee is more than just a promise.
Changes in Estateguru’s fee structure
On a less positive note, Estateguru has announced an upcoming change in its fee structure. Starting November 1, 2025, active investors will face an increase in the ongoing asset management fee from 0.05% to 0.083% per month. While this may seem minor, over time, it can add up considerably for larger portfolios.
Market reactions
Conversely, sellers on the secondary market will benefit from reduced trading fees, which will drop from 3% to 1%. This adjustment is expected to enhance market liquidity, providing a more favorable environment for those looking to liquidate their investments.
Income Marketplace and its challenges
Turning to Income Marketplace, the platform is experiencing a noticeable slowdown. The popular lender ITF Group has recently announced a reduction in interest rates, dropping them by 1%, resulting in an annual rate of 11%. This decision is aimed at fostering sustainable growth, but it also means lower returns for investors.
ClickCash’s recent activity
Amidst these challenges, there was a glimmer of hope from ClickCash, which made a payment of 5,000 euros in September. Although the total amount returned so far is approximately 46.5% of the initially expected sum, progress is being made, albeit slowly.
In conclusion, this week’s updates primarily highlight Lendermarket’s resolution of pending payments and ongoing developments at various platforms. As always, I encourage you to leave your feedback and share this content if you find it valuable. Thank you for staying engaged!
